There is nothing bad except it is making you poorer. Learn about savings and investments. My firm SamBoad Business Group can assist.
THINKING SCHOOLING IS ENOUGH TO GET RICH.
Maybe we should blame the society for this, the real world is very different from the four walls of the classroom. Most people stop learning the day they leave school and that is a big mistake that brings about poverty. Read good books and listen to audio podcast. I can recommend some good books for you or read more on this website to develop yourself.
PEOPLE TEND TO GIVE UP EASILY.